In Turkey the size of families has become smaller and because urbanization problems have arisen, people have started to live in apartment blocks in the urban areas and in smaller houses in the rural areas. Generally apartments have 3 bedrooms with an average surface area of 100 m² / 120 yd². In larger cities apartments are more expensive to own. The prices start from 10.000 USD and goes up to 100.000 USD. The average citizen cannot easily afford such a price even with the help of a mortgage.

Periodically the government or the municipality build apartment complexes and arranges some mortgages to be paid in 20 to 30 years period. Nearly half of the people living in big cities rent their flats rather than own them. The average rent is around $200 a month. In smaller cities, flats are less expensive and more people own their houses or apartments. The proportion of people who rent their houses nationwide is 35%. People who work for the state, live in apartments which belong to the state and they pay a very small amount of rent.